Create a household and a neighbourhood association, invite members, exchange IOUs, and run a jubilee. Everything here is a demo — nothing is saved.
📍 Pick your location
Choose a country and enter a postcode. We will find a demo user near you and use them as your identity throughout the tutorial.
ℹ How this works: IOUNet groups are containers for cooperation. A household is a small private group; an association is open to anyone in the neighbourhood who shares an interest. Both use the same IOU mechanism, and activities within a group are never limited to its theme — a hiking club is also a neighbourhood micro-economy.
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Demo mode
🏠 Step 2 — Form your Household
These people share your exact postcode. Select 1–4 to invite as housemates. As founder, you set the rules — name, membership fee, and whether to run a jubilee.
Click a card to select
⚙️ Household settings
Jubilee: Off — members keep their balances indefinitely
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Demo mode
🤝 Step 3 — Form an Association
Cast a wider net. We search nearby postcodes for people who might share an interest. Select 3–15 to invite. Remember: once formed, members can exchange IOUs on any topic — not just the group’s theme.
Click cards to select (3 minimum)
⚙️ Association settings
Jubilee: Off
⚡ Your Groups, Live
💡 IOUs flow freely within groups. A hiking club is also a neighbourhood economy — members help each other with shopping, childcare, repairs, lifts, and anything else. The group’s theme is what brought them together, not what limits them.
🏠 Household
🤝 Association
🌟 Ready to start your real group?
Join IOUNet as a founding member. Create your first household or association, invite your actual neighbours, and start cooperating — for real.