Our world is in crisis

$44,000 for every person on Earth. Growing by $29 trillion every year. Every dollar created as interest-bearing debt by a private bank. There is no plan to reduce it.

Governments, businesses and households pay $13 trillion annually just in interest — money transferred from the productive economy to the financial sector. That is 13% of world GDP consumed by the cost of having money.

The UN estimates $4.5 trillion per year is needed to reach net zero. Governments say they cannot afford it. But $13 trillion per year goes to banks in interest without question.

The richest 1% own 48% of all global wealth. The bottom 50% own less than 1%. The gap widens every year, driven by compound interest — a product of the debt-based money system.

Goldman Sachs estimates 300 million jobs will be displaced by AI. In a system where survival depends on paid employment, and employment depends on growth funded by debt, what happens when the jobs disappear?

Healthcare, education, infrastructure, social care — chronically underfunded. Not because resources don't exist, but because the money to pay for them is created as debt, and the debt has become unserviceable.

When people cannot afford housing, healthcare, or a future for their children, they turn to anyone who promises change — however destructive. The financial system's failure is fuelling political extremism worldwide.

No government, no central bank, no international body has a credible plan to reduce global debt, fund climate action, reverse wealth concentration, or replace the jobs AI will eliminate. The system is working exactly as designed — for the people who designed it.

Politicians are funded by billionaires. Media is owned by billionaires. Economic policy is written by economists trained to serve the financial sector. The people who could change the system are the people who profit from it. And so nothing changes — and hope dies.